YT comment:
"A year or two ago, official data from Domclick came out, that on average across the country, Russians take out a 20-year mortgage, but pay it off in 4.2 years. In Moscow, mortgages are paid off in an average of 3.7 years.
Do you understand that in such conditions, it doesn't matter what the interest rate is?
By 2024, the share of transactions without mortgages on the Moscow real estate market reached 85%."