@TeaTootler Some sort of IP protection is needed otherwise we'll end up like China where the only original invention is the knockoff. Our current system is broken and subverted but I'm doubtful that removing all IP protections will make things any better.
@TeaTootler Insurance needs to be reformed. Insurance is the only industry that can take your money and not legally be obligated to provide any service. I'm loath to say it, but the Muslims may be on to something banning usury.