@Stahesh nah, more likely as west is filling with indians and arabs, they are being recommended more due to their location and language of their posts.
@Stahesh even if you would have a mortgage, you can always get rid of it. if you are penniless, make a 6m-12m plan and save. again, it is purely mental, not financial issue. as TFM says, pain of inaction must hurt more than pain of action.