@toiletpaper Sorry to hear that, but I fully support you and hope you'll find a solution!
Maybe you could get a kind of lawyerly "client account" if you know a small town layer? That way, for a modest fee, they could help with any transactions you might need.
Or are there any credit unions around?
The last easy solution I can think of is if you know someone with a small business who could just sit on your money justifying it by having you as their customer.
I've bought stuff, and
@toiletpaper produced the odd, fake invoice in my own business. It is not a perfect solution, and it has severe limitations, but small stuff (depending on the size of the business and benevolence of the owner) should work.
@toiletpaper Might work if the banks programmers are not very security conscious. I used the same method to print boardingcars at ryanair, when they stopped offering them to people without smartphones.
There are apps though, that detect that you do not run them on a phone, and then they refuse to cooperate.
I'll keep my fingers crossed!
@toiletpaper I've successfully used the plain Android dev environment in the past. Maybe it will be easier for you to get things to run on that one?
https://developer.android.com/studio
It is a huge java monster, but at least it installed painlessly on a modern linux distribution.
@toiletpaper Makes perfect sense. I hope I can last for about 10 more years without too much selling out. Then I should be able to retire quite happily.
Speaking of balance of power, I had a funny experience today.
I have a big customer, who buys a lot from me. They got acquired, and I get a complaint from their finance department.
They say they won't pay my invoice, unless I create an account in their invoice system, and restructure my invoices to suit them.
Wtf? _You_ are buying from _me_, and refuse to pay me because you have stupid systems?
Will be a very interesting discussion.
Right now I'm thinking about just ignoring their email and to just keep sending them invoices.
@toiletpaper Yes... sadly this makes a lot of sense. I'll argue a bit, on the lighter side, and then we'll see. After all, the preson on the other side is a retarded, minor employee in the finance department, and hit has never been a problem before. But it is my biggest customer, so I do need to tread lightly.
@toiletpaper It is sad, because sometimes you do feel like helping a customer out by lowering your price, but it almost always leads to them complaining, so I stopped doing that.
If I want to be nice, I pay for lunch or beers, but I never lower my price.
@toiletpaper Yes... I agree. One possible way is to hire a "manager" who is the customer facaing part, and he would also take care of payments, admin etc. You'll lose a percentage of your income, but you will be able to get a kind of privacy shield.
I've done that twice. One time I deeply regret, because the guy was completely crazy and borderline criminal. He came through a personal recommendation, and needless to say, that person I no longer have any relationship with.
@toiletpaper
The other time was an american guy who worked for the airforce and wanted to switch careers to programming. We discovered that it was very difficult to pay him through regular banks, so in the end I paid him with crypto. This would however, not be possible for me again, because I refuse to open an account with any of the major crypto exchanges since they are almost more privacy invasive than banks, and I also do not earn any crypto out of which I could pay. If I
@toiletpaper did, this would be an excellent way.
Interesting. In the past several years the majority of clients I've had have been referred to me through friend networks rather than professionals/colleagues, so I've tended to try to work things out to be more affordable. Also given I have particular sticking points about cash-only and maintaining my anonymity/privacy, so I'm willing to be a bit more flexible in that trade-off. But you're quite right about that. I think if I want to be serious about launching a new business, I'm gonna have to be a bit more cut-throat when it comes to how I price out my work, especially if I make any concessions about personal information and payment type. There's a sort of Pareto optimum kind of trade-off that has to be made in my lifestyle when it comes to my privacy/anonimity and monenetary sticking points, vs the need to be attractive to customers and actually still have a viable business.