An interesting fact: there's a direct link between mortgages and demographics in #Russia. Having a mortgage increases the likelihood of having a child by 39%. These figures are from a study by the Higher School of Economics. I remembered this after reading the news that PSB Bank launched a family mortgage at 6% per annum in #Donbas and Novorossiya. You can use maternity capital as a down payment and take out a loan for up to 30 years.