@Justicar so you're going to take a gamble? 50/50 you win, 50/50 you just lost the thing. delayed gratification is good but, sometimes you have to judge if its really worth the wait.
the same thing can be said with a guy who delayed having sex with his wife, and someone else ending up fucking her. and when it comes to money, it's better to take a good deal now, the having zero guarantee for a future good deal.