@spectre @mutageno Too many people are focused on their income when it comes to finances while they ignore their expenditures, so it is no wonder that "just make more money" is the start and end of their thought processes. The 12K/y amount would be unfathomable for those who are unwilling to even consider looking at their expenses.

This gets even worse for a married man whose wife's "solution" to finances is "he needs to make more money." A good wife would have efficient spending practices.