@BallisticPig Yeah, avocado toast is another meme. The point of that statement, as boomerish as it is, was not that avocado toast was breaking millennials' bank accounts, but rather that they are making too many small purchases over time that add up to a lot of money, especially eating out.
You are probably right about fathers too. Though having a father in the home is no saving grace if he is reckless with his spending too. But having no father is usually far worse.