@sickburnbro broken clock is right twice a day
@beekeeper Ramsey is more like a slow clock that just loses time. Fundamentally much of his advice isn't bad, just not enough to make you successful anymore.
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@sickburnbro @beekeeper Depends on what you mean by "successful." No, you will not be doing gangbusters with investing or making multimillions with his advice. But you will be able to build wealth slowly if you follow his fundamentals.
If you are smart, you can tweak his advice and come out ahead (e.g. pay off highest interest debt first, not smallest numerical amounts as he prescribes). The thing is that many people are not smart, thus his advice is best for those types.
