Times like these do not mean that people should give up on figuring out their finances because they think they do not have a chance, but rather that they now more than ever need to figure out how to manage their money.
This is not to say that this will fix the terrible polices of printing more and more money, but you should do all that you can to make your own situation better. I am also not blaming anyone for struggling at this time. But you should be looking out for your best interests.