@Tfmonkey If you are a Semite anywhere in the world you can get a loan from any Jewish controlled bank(all of them) for 0% interest, You can only be a Semite if your Mother was a Semite and you have two credible witnesses to prove this,you have to fill out a Jewish religious compliance document for a Heter Iska Loan at the Bank all profits must be shared with the Bank, a partnership allowing the Semite to be part of the Bank based on his Religious ethnicity It is against the Torah to deny Loan