For those of you familiar with Dave Ramsey, I will say this: most likely, you are not smarter than Dave Ramsey.

However, it is likely you are smarter than his core audience. So if you are able to find ways to tweak his methodology to get out of debt quicker and make more money, by all means do so. Though if you make tweaks and if backfires, you may need to assess if you are really smart enough to work outside of his guidelines.

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It also may be true that some of his advice does not really work well with the high inflation and overall bad economic conditions. That does not mean you should just disregard all financial planning principles. But rather understand that you should not blindly follow every principle to the letter if it does not make sense to do so.

And as for things outside of finances, Dave Ramsey most certainly falls in the TradCon category. So taking his advise on marriage would be foolish.

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Merovingian Club

A club for red-pilled exiles.